Cat Insurance

The short answer: for a Siberian, the coverage feature that matters most is hereditary and congenital condition coverage with a high or unlimited annual payout, because hypertrophic cardiomyopathy (HCM) is the breed’s defining risk and a single cardiac workup plus ongoing medication can run into the thousands. A NAPHIA-tracked accident-and-illness plan for a cat averages … Read more

The short answer: the most useful pet insurance for a Birman is a comprehensive accident-and-illness plan that covers hereditary and congenital conditions, bought while the cat is young and healthy. Birmans carry two documented breed risks — hypertrophic cardiomyopathy (HCM) and polycystic kidney disease (PKD) — and both are excluded if they are diagnosed before … Read more

If you want one number to act on: the average accident-and-illness policy for a cat ran $32.21 per month in 2024, per NAPHIA’s State of the Industry Report. The reason British Shorthair owners should look harder than that average suggests is the breed’s documented heart risk — in a Danish screening study of 329 British … Read more

Pet insurance for a Russian Blue cat costs roughly $18 to $40 per month for accident-and-illness coverage, against a U.S. cat average of $32.21 per month ($386.47 per year) in NAPHIA’s 2025 State of the Industry Report. Russian Blues are a generally healthy, long-lived breed (15 to 20 years), so the case for insurance rests … Read more